There is so much I wish I knew when I was young, and so many changes to how we should plan for retirement due to the tax law changes that we need to plan differently than our  parents did.   I teach and educate young couples how to get off to the right foot, which is critical since we are living longer and many of the old school retirement plans are or will no longer be available.  I teach and educate those individuals who are 40 plus as to what adjustments need to be made with retirement plans in light of the financial environment today.   I offer sound advise, solutions and strategies that allow my clients peace of mind and the ability to continue their current lifestyle beyond retirement.   We're retiring earlier, living longer yet expenses are going up such as health care.  What are you doing to make certain you'll be able to enjoy retirement years?  I pray daily that God will allow me wisdom to best guide my clients to help meet their goals and objectives.  I enjoy what I do so much so that I praise God every day for my career.